Opting out of saving while still working at Unilever
If you're still working for Unilever but you want to stop saving into the Plan, you can opt out.
If you decide to opt out within your first 2 weeks of joining Unilever, or during the 'annual renewal' window in July/August, then you will need to use My Reward and fill in and submit an opt-out form to complete the opt-out process.
If you decide to opt out of the Plan at any other time, you can do so by completing the opt-out form.
If you change your mind and you want to start saving again into the Plan, you can.
Every 3 years, we'll re-enrol you automatically so that you start saving again into the Plan. If you want to then opt out again, you'll need to tell us again at that time.
Leaving Unilever
If you stop working for Unilever, you'll stop building up your pension pot in the Plan. The money you've already built up will carry on being invested until you come to use it.
When you can use your money
Moving money out of the Plan
As long as you haven't started taking your money yet, you can move your money out of the Plan and into a different pension arrangement if you want to.
If you'd like to do this, contact Fidelity.
Beware of pension scams
There's been a rise in unregulated companies trying to tempt people with cash in return for moving their pensions.
If someone contacts you out of the blue about your pension, or offers you a free pensions review or a unique investment opportunity, it's probably a scam. You should be especially careful if you're getting close to taking your pension - this is when many scammers will try their luck.
Before you sign anything, check if the company you're talking to is authorised by calling the Financial Conduct Authority on 0800 111 6768. You can read more about how to avoid being scammed on their website.
