Your guide to the Retirement Savings Plan
Saving for your future at Unilever
- Save money while you're working.
- Invest it to give it the opportunity to grow over time.
- Use the money you've built up to help you get the future you want.
Getting started
Joined before October 1 2021?
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Like every employer, Unilever gives you the opportunity to save for your future while you're working here. But while many employers only contribute the minimum, Unilever puts in much more.
As a Unilever employee, you get a 'Benefits Envelope' on top of your pay. This is worth 25% of your pensionable earnings. You can choose to use your Benefits Envelope for pension in the Retirement Savings Plan, for extra taxable pay, or for a mixture of the two. If you use all of your Benefits Envelope for the Retirement Savings Plan, this means Unilever is paying 25p into the Plan for every £1 of your pensionable earnings.
This website is for members who joined Unilever on or after 1 October 2021. If you joined before then, visit uukpf.co.uk.
Save
While you work at Unilever, you get a 'Benefits Envelope' on top of your pay.
You can use some or all of your Benefits Envelope to save for the future. The amount you save goes into a pot that belongs to you.
Invest
The money in your pot is invested to give it the opportunity to grow over time. You can choose how you invest or leave it to investment experts.
Your money is invested in a way that takes into account the impact it has in the world, giving you the opportunity to back well-run companies that take care of the environment, pay their workers fairly and treat their communities well.
Use
When you leave Unilever, you could use your money to give yourself an income, alongside the State Pension and any other savings you might have. And you could take some of your pot as cash, leaving the rest invested so it has the chance to keep growing.
At the moment, you can start to use the money you've built up once you reach 55. This is due to rise to 57 in 2028.
Whether you want to work less, or stop working altogether, the money in your pot is there to help you get the future you want.